Higher motor insurance premium this year if more than 2 traffic challans levied last year? Here’s what experts say

Proposed rules linking traffic violations to higher insurance premiums are under consideration at present. Stricter rules for traffic violations are also being proposed. Experts anticipate that premium pricing might involve a tiered model based on pending challans, potentially using telematics for risk assessment. However, there are valid concerns regarding inflated premiums in cases where challans have been erroneously and wrongfully generated.